Our success as mortgage lending professionals has come in large measure from a relentless commitment to providing you with the finest mortgage services in the country. And We've prepared this website for you with that same degree of commitment.

Winning the Interest Rate Game

The subject of mortgage interest rates and points has traditionally been a source of considerable stress for home buyers. But it needn't be stressful at all if you understand a few simple basics

Have questions about home financing or the approval process? Please do not hesitate to contact me or call me directly at (952) 985-4113.

Applying for Your Mortgage Loan

Applying for a mortgage used to be rather inconvenient. You'd have to schedule an appointment, drive across town, and spend an hour or two getting the job done. Well, not any more! Now you can apply securely, online in the convenience of your own home. Simply click on the link below to get started.

If you prefer not to apply online, you may use the print version of the Residential Mortgage Loan Application. I recommend that you print and complete (as much as possible) and return with the following information:

Salaried Borrowers Self-Employed Borrowers
  • Copy of ratified sales contract
  • Previous 2 year's tax returns
  • Previous 2 year's W-2's
  • Most recent pay stub
  • Previous 3 bank statements
  • Copy of ratified sales contract
  • Previous 2 year's tax returns
  • Year-to-date P&L statement
  • Business license
  • Previous 3 bank statements